Question 1

Why does the Albuquerque dealer want my wrecked test-drive SUV before inspection?

Accepted Answer

The one thing the dealer and its insurer hope you never find out is that once the SUV is repaired, moved, stripped, or sold for salvage, a brake, steering, tire, or airbag defect can become much harder to prove. Before you know that, the crash looks like a routine insurance claim. The dealer...

Question 2

Can I still get paid after an Albuquerque hit and run with no plate?

Accepted Answer

Yes - the costliest mistake is assuming &#34;no plate, no case&#34; and never opening a UM/UIM claim on your own policy. Most people think a hit-and-run on I-25, I-40, or a snowy Albuquerque frontage road is over if nobody got the license plate. In New Mexico, that is often wrong. A driver who flees is...

Question 3

Is chasing a Farmington landscaping truck claim worth it if I missed work?

Accepted Answer

You usually have 3 years from the crash date to sue in New Mexico, but trucking evidence can vanish in days and some federal records may be overwritten after 6 months. From the insurance company's perspective, this is exactly the kind of claim they want you to drop. If you're a single parent...

Question 4

Why is insurance saying only the estate can file after my brother died near Farmington?

Accepted Answer

You usually have 3 years from the date of death to file a New Mexico wrongful death case, and missing that can wipe it out. The common bad advice is: &#34;Only the estate can sue, so the family gets nothing unless probate is already finished.&#34; That is not how New Mexico wrongful death claims work....

Question 5

Who pays my brother's future medical bills after a Santa Fe grain truck crash?

Accepted Answer

For serious New Mexico truck-crash injuries, settlements often end up in the mid-five to low-six figures. That sounds reassuring, but it hides the part families get wrong: future care is not automatically covered just because he was badly hurt. Most people assume the at-fault insurer will keep...

Question 6

How much does New Mexico workers comp pay after an Albuquerque deer-crash injury?

Accepted Answer

What the ER doctor writes is your starting point. What the workers' comp insurer does with that note is try to turn it into a cheaper claim, especially if you're a veteran with old VA records they can point at. In the next 24 hours: Report the crash to your employer in writing. In New Mexico,...

Question 7

Is suing Roswell over a road work crash even worth the hassle?

Accepted Answer

90 days. That is the usual deadline to give written notice on a New Mexico claim against a city, county, or state agency, and if you miss it, your case can die before anyone argues about fault. That is the worst-case answer: sometimes it is not worth it. Government claims are harder than regular...

Question 8

Can my husband get fired for claiming against a truck after a Roswell apartment crash?

Accepted Answer

If a delivery truck hit him at a Roswell apartment complex off North Main Street or near North Union Avenue, filing a claim does not automatically mean he is suing his employer, and New Mexico does not give employers a free pass to punish someone for pursuing benefits or an injury claim. Most...

Question 9

Apartment stair broke in Clovis, do I call insurance or sue?

Accepted Answer

Everyone says &#34;just call the insurance company,&#34; but actually the insurer's goal is to close the claim cheaply and fast. From the insurance company's perspective, this is a simple property claim. They may act like the apartment owner's policy will &#34;take care of it&#34; if you give a recorded...

Question 10

Did I wait too long to file after my kid got hurt in a Clovis crash?

Accepted Answer

The worst mistake people make is assuming a child's case can wait forever because the kid is a minor. What should have happened right away: after the Clovis crash, the injury should have been documented, the child checked by a doctor, and the report number saved from Clovis Police Department or...

Question 11

Car hit my stroller near an Albuquerque bus stop what do I do now?

Accepted Answer

In Texas, they would immediately size up whether they can block your claim if they say you were mostly at fault. In New Mexico, the insurance company will still try to pin this on you - they'll just do it differently. They will tell you to use Medicare, send your bills there, give a recorded...

Question 12

Do I really have only 90 days to report a Farmington school zone crash?

Accepted Answer

Yes - if a New Mexico government vehicle or public agency may be at fault, missing the 90-day notice can destroy the claim. That is the mistake that costs people the most money. A lot of people hear the usual answer: &#34;You have three years for a car accident.&#34; That is not the full answer in New...

Question 13

How long do I have to sue for a slip and fall in New Mexico?

Accepted Answer

Usually, you have three years from the injury date to file a slip-and-fall lawsuit in New Mexico. If your spouse was hurt at a hotel near the Plaza in Las Vegas, New Mexico, or in an apartment parking lot off Grand Avenue, that three-year deadline usually applies because a slip and fall is a...

Question 14

Can they blame my dad after he swerved for a deer near Albuquerque?

Accepted Answer

The expensive mistake is believing the first fault story is final. From the insurance company's perspective, they will try to say your dad caused the crash by overcorrecting, not the deer, not the road, and not the other driver. If he crossed a lane, spun out, or hit a delivery truck after...

Question 15

Who pays if my employee hydroplaned into a Las Cruces garbage truck on a delivery?

Accepted Answer

What the insurance company does not want you to know is that this is usually not just one claim. In New Mexico, payment often depends on three separate systems that can overlap. 1. Whether your employee was acting within the job If the crash happened during a real work errand or delivery, the...

Question 16

Is a Roswell work van injury claim worth it if I'm still employed?

Accepted Answer

The one thing your employer or landlord is hoping you never find out is this: staying employed does not mean your claim is small. In New Mexico, the value usually turns on three factors. 1. Whether you have only workers' comp or a second claim too. If you were hurt riding in a company van in...

Question 17

Is it worth filing if several insurers blame each other after a Las Vegas crash?

Accepted Answer

Yes - usually, especially in New Mexico, because fault can be split and you can pursue more than one source of recovery. If a crash near Las Vegas, New Mexico involved a work truck, grain hauler, RV, or multiple vehicles on I-25, one insurer blaming another does not mean there is no case. New...

New Mexico Accidents

Frequently Asked Questions